Christmas Giving   |   Christmas Cards, Wrapping & Recycling   |   Christmas Debt

HELP:   CHRISTMAS DEBT

Debt and financial difficulties seem to be on the increase for many individuals and families. But there is hope, there is a way out - and there are people who are willing to help us find ways of managing our finances more wisely. Some resources are linked below. If you live in Derby you could visit "The Basics Bank" for free, independent financial advice and also practical help.

If you are in despair over your finances - or just experiencing minor financial difficulties - please take action now! Some options are suggested below. There's a seperate page for people experiencing real despair. If Christmas spending is just getting you down a bit, also take a look at Christmas Help.


Gift giving without money (or with little)

The Christmas Giving page has more ideas on this subject - but to get started:

Buying Presents for Big Families

Help if you're buying presents for a big family from Men Today Online Magazine


Free Gifts for giving to Anyone:

Free Magazine Subscriptions by Email


Free Gifts for giving to Christians:

Free Book

Book: Revolution in World Missions
In this exciting and fast moving narrative, K.P. Yohannan shares how God brought him from his remote Indian village to become the founder of Gospel For Asia.

Free MP3 downloads: Books, Music, Talks

If you have the the technology, download and copy selected titles to a CD for your friend. You could always offer your friend a list (printed from the relevent website) and ask if they would like to choose any (set a maximum number if you like, or ask them to rank them according to preference).

Free Magazine Subscriptions by Post

MONEY AT CHRISTMAS

The Christmas spend
An organized approach.

Credit Action
Money Saving Ideas, Self help guides and budget sheets, Information sheets, Challenges/Quizzes/Games from the national money education charity.

Consumer Credit Counselling Service (CCCS) helpline. For immediate help with debt and money advice,
call the Helpline on
0800 138 1111

Self Help Guide to Dealing with Debt
Free download from Credit Action

Debt: spotting the danger signs
Keith Tondeur from Credit Action looks at the dreaded D word - and how to tackle it.

Five Gifts to Give Your Children
Valuable gifts that don't cost money.

What to buy for the person who has everything?
Never mind the absurdity of the question. The fact is . . .

Pay it forward
Charles Stanley has a reminder for the Christmas season









What is the
TRUE MEANING
OF
CHRISTMAS?






NEED HELP?







OTHER WEBSITES WHICH MAY HELP:

Paradise or Pain? Why is the world the way it is?

all stressed link

help in crisis link













Christmas . in Matlock . com

http://christmas.inmatlock.com
STEEP TURNPIKE EVANGELICAL CHURCH