CHRISTMAS MONEY
OR CHRISTMAS DEBT?

IN DEBT IN DERBY?
Free Help from the Basics Bank

Walk-in, no appointment clinics are held every week, at Sinfin Library, Pear Tree Road Baptist Church, Austin Neighbourhood Base at Sunny Hill, Trinity Baptist Church in Green Lane and Mayfield Road Methodist Church in Chaddesden.

The Basics Bank serves people in Derby who live on a low income by providing free debt advice, and food parcels for those who need them

"Speak up for those who cannot speak for themselves, for the rights of all who are destitute. Speak up and judge fairly; defend the rights of the poor and needy"

Proverbs 31:8-9 (New International Version)


CONSUMER CREDIT COUNSELLING SERVICE


If you don't live in Derby, you can get immediate help with debt and money advice call the

FREEPHONE helpline

open 8am - 8pm Monday - Friday.

 0800 138 1111

The Christmas spend
An organized approach.

Credit Action
Money Saving Ideas, Self help guides and budget sheets, Information sheets, Challenges/Quizzes/Games from the national money education charity.


Self Help Guide to Dealing with Debt
Free download from Credit Action


How to Give, Even When You're on a Budget
If your budget is tight, there are still creative ways to share with others.


What to buy for the person who has everything?
Never mind the absurdity of the question. The fact is . . .










What is the
TRUE MEANING
OF
CHRISTMAS?






NEED HELP?







OTHER WEBSITES WHICH MAY HELP:

Paradise or Pain? Why is the world the way it is?

all stressed link

help in crisis link













Christmas . in Matlock . com

http://christmas.inmatlock.com
STEEP TURNPIKE EVANGELICAL CHURCH